Financial

What You Should Expect From Your Financial Advisor

In the realm of investment advice, value is defined by what you receive from your advisory relationship that meets or exceeds your expectations, for the fees paid. With most clients, it has much less to do with pricing or investment performance than it has to do with the fulfillment of promises and commitments made at […]

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More Than Finances

When thinking about our physical health, it’s not uncommon for people to take a holistic approach—that is, we think about ways we can practice being healthy overall, like being particular about our diet, managing stress, getting plenty of exercise, consciously managing our mental health, and visiting medical professionals frequently and proactively. Keeping ourselves healthy as […]

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What If You Could Solve One of Life’s Biggest Problems…

In 2020, more than 34% of total deaths in the pandemic came from patients at nursing homes. More than 100,000 people in a long-term care facility have died in the U.S. alone during the pandemic. All the data points to the fact that up to 60% of Americans will need some form of long-term care—like […]

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Predicting the Future

Wall Street markets move on the daily predictions of ‘experts’ who often make magical prognostications based on their mined data and their perceptions of the ever-changing landscape of global economic activities. The originators of economic statistics generating these forecasts are often institutions, money managers, research entities, journalists, and economists—some honorable and some merely opportunistic and […]

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What’s Your Plan?

If you plan on living a long life, you’ll need more than money. Getting older is definitely not a cakewalk. If there is one thing that is true for every living person on this planet, it is that every one of us will get older and eventually die. No one has ever figured out a way […]

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U.S. Taxes: A Brief History

Benjamin Franklin was correct in his assessment of both death and taxes, but while taxes have been certain, they have also been far from consistent. The famed economist Milton Friedman’s quote of ambiguous, voracious government programs, that included the U.S. monolith, complex, esoteric tax system, noted that “nothing is so permanent as a temporary government […]

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What Is Your Legacy?

How should your family successfully transfer wealth to benefit not just the next but many generations? It starts with the first step: exercising immediate and ongoing financial and investment planning—the process of growing and protecting assets, covering all your household’s present and future financial requirements. The second step is estate planning, the process of designing […]

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Conflicting Signals

From the peaks of mountain tops to the depths of barren valleys and back up to the top again all in one year, Wall Street has been a confusing volatile enigma and, seemingly, a constant contradiction this year. Why? Usually stock prices represent the proverbial canary in a coal mine. They tend to be forward […]

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College Planning in a Pandemic

5 Questions to Ask Now Whether your child is just beginning the planning process, entering college as a freshman, or a returning student, getting ready to send kids off to college is traditionally an exciting time for everyone. But with the current pandemic wreaking havoc on well-laid plans for the current academic year, rising tuition, […]

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Saying Goodbye Is Never Easy

Have you ever thought about moving your home sweet home to another state? Have you ever talked to your CPA or lawyer about it? A word to the wise: Talk to a professional about applicable tax and legal details involved before you move. State tax authorities in California do not make it easy to say […]

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Mentoring for Wealth Preservation

In The Odyssey, the adventurer Odysseus charged a wise elder counselor to stay home in Greece to educate his son while he sailed the Mediterranean for extended periods of time. The coun-selor’s greatest ambition and contribution was teaching the child, Telemachus, not to follow the traditional Greek learning traditions but to think for himself. The […]

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Finance Lessons for Your Teens

The current healthy economic environment has caused most everyone with children to reprioritize their spending and saving habits. Unanticipated additional household income may present an opportunity to instill the right financial habits in your teens that can carry them into adulthood. Just as our grandparents of the Great Depression era developed deeply ingrained attitudes about […]

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