Financial

Family Stewardship

James B. Stockdale stated in a speech in 1981 that from his horrific eight-year experience as a prisoner of war—extreme conditions of internment, torture, and endless, intense interrogations that he and his fellow prisoners endured—he distilled one all-purpose, unoriginal idea: “It’s a simple idea, an idea as old as the scriptures, an idea that is […]

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Not Having Long-term Care Insurance Can Be the Single Biggest Devastator of Your Financial Plan

No one likes to think about needing help doing things, like dressing, bathing, eating…the kind of helpsomeone you know is likely needing and getting right now. Maybe it’s one of your parents, uncles, or relatives who is spending tens of thousands of dollars on help. This is because about 60% of Americans who turn 65 […]

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Economic Power Source

Have you ever wondered who in Washington, DC, makes decisions that affect our daily financial lives? We know that Congress is actively passing legislation, known as fiscal policy, that directly impacts our Wall Street investments, i.e., tax legislation. But what is Congress’s role? Congress is the legislative branch of the federal government that represents the […]

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What’s Your Plan?

Most people spend a lifetime accumulating wealth through various means, whether it be real estate, investments, or closely owned businesses and even collectibles. They want to preserve, use wisely, and protect their estates. People buy insurance along the way to make sure that if something goes wrong, they aren’t wiped out. There are homeowners, umbrella, […]

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Financial Health and Wealth

Traditional definitions of financial wellness focus on the economic aspects of a person’s life. This focus points to possessing enough material wealth to withstand any reasonable economic shock and allow for the purchase of today’s gratification pleasures but neglects quality of life and peace of mind. A finance-only definition of wellbeing assumes that emotional wellbeing […]

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Economy Today Discussion

Is recent inflation episodic or transitory? Price stability is a basic underlying pillar of a strong economy. U.S. consumer prices increased last month at their fastest annual pace in 13 years in the face of supply shortages, labor shortages, and energy price increases. Consumer prices continued to rise, particularly as demand that is driven by […]

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The Golden Years

Will They Really Be Golden? Planning for tomorrow can be a difficult thing. Getting older is no cakewalk either. If there is one thing that is true for every living person on this planet, it is that everyone of us will get older and eventually die. No one (yet) has ever figured out a way around […]

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What’s Your Plan? You Gotta Have One!

Americans are living longer. As more and more Americans continue to have personal experiences with loved ones needing care or actually become a relative’s caregiver, the need to have a prudent plan for…

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What You Should Expect From Your Financial Advisor

In the realm of investment advice, value is defined by what you receive from your advisory relationship that meets or exceeds your expectations, for the fees paid. With most clients, it has much less to do with pricing or investment performance than it has to do with the fulfillment of promises and commitments made at […]

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More Than Finances

When thinking about our physical health, it’s not uncommon for people to take a holistic approach—that is, we think about ways we can practice being healthy overall, like being particular about our diet, managing stress, getting plenty of exercise, consciously managing our mental health, and visiting medical professionals frequently and proactively. Keeping ourselves healthy as […]

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What If You Could Solve One of Life’s Biggest Problems…

In 2020, more than 34% of total deaths in the pandemic came from patients at nursing homes. More than 100,000 people in a long-term care facility have died in the U.S. alone during the pandemic. All the data points to the fact that up to 60% of Americans will need some form of long-term care—like […]

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Predicting the Future

Wall Street markets move on the daily predictions of ‘experts’ who often make magical prognostications based on their mined data and their perceptions of the ever-changing landscape of global economic activities. The originators of economic statistics generating these forecasts are often institutions, money managers, research entities, journalists, and economists—some honorable and some merely opportunistic and […]

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