Financial

Financial Survival Guide

No matter your demographic, there are certain financial principals in a capitalistic economic system that are truisms: Educate yourself, work hard, persevere, save and invest dollars now for the future, and live more happily ever after. Having extra funds for the future buys you more freedom when you want it most. Not saving enough dollars […]

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What You Should Expect From Your Financial Advisor

In the realm of investment advice, value is defined by what you receive from your advisory relationship that meets or exceeds your expectations, for the fees paid. With most clients, it has much less to do with pricing or investment performance than it has to do with the fulfillment of promises and commitments made at […]

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Most Investors. Is This You?

Most investors feel secure with relatively steady upward progress in their portfolios and no sudden crashes. Of course, they understand that this yearning sentiment doesn’t mean making money every single year. Rarely does anyone achieve that, not even the investment greats. But for mindful investors, it’s about reducing the swings to a bearable range, which […]

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Disaster Relief

To say that the Woolsey Fire was a disaster is a gross understatement. The amount of property damage— both to structures and the beautiful landscape burned in Los Angeles County—was staggering. Presently, the value of the 670 homes destroyed in Malibu alone is estimated at $1.6 billion. The Woolsey Fire destroyed about 100,000 acres and […]

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Important Financial Terms USE

Asset-Backed Securities An asset-backed security is a security whose income payments and value are derived from and collateralized by a specified pool of underlying assets. These asset-backed securities are bonds or notes that are backed by assets such as credit cards, accounts receivable, auto loans, commercial loans, home equity loans, and commercial assets. Capital Asset […]

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5 Tips to Help Wealthy Children Become Financially Healthy Adults

While it’s true that family wealth can make life easier, it poses its own set of challenges when it comes to raising children. Like all parents, the affluent want their offspring to grow up to be self-sufficient, responsible, and driven. Many fear, though, that their wealth will do the exact opposite, causing potential negative effects, […]

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Crucial Financial Dialogue

All of us want to successfully educate and raise our children, have profitable investments, have a successful career, have sufficient money in our budgets, plan a comfortable retirement, have fulfilling relationships, and most importantly, achieve and maintain good health. But beyond these familiar personal aspirations, most clients of financial professionals seldom discuss their deepest wishes, […]

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5 Tips to Help Women Become More Confident Investors

In more than 90 percent of families, women are either solely responsible for financial decisions, or make those decisions in conjunction with their partner.1 And by 2022, women are expected to control more than 60 percent of the wealth in the United States—giving women immense power over the financial health of not only their own […]

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Predicting the Future: Present Tense

To a large degree, Wall Street markets move on the daily predictions of “experts,”— journalists, columnists, and media economists—who make magical prognostications based on patterns they  claim to perceive in the ever-shifting kaleidoscope of global economic activity. The originators of the economic statistics generating these forecasts are often institutions, money managers, and economists, some honorable […]

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Plan Your Estate!

Business Owners: Plan Your Estate! Einstein: Try not to become a man of success but a man of value. (He and She) Vince Lombardi: The only place success comes before work is in the dictionary. Valuable business owners are constantly performing their demanding work of managing the complexities of their business. However, the often-neglected aspect of […]

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